I have had a few cars over the years and never a payment on one. My father or brother would work on my cars, then a boyfriend. My father stopped working on them and my brother moved out of town so there was a few things i did to save money when i needed to. I even did a few things on a friends car so she would buy what i needed for mine. Now i would not work a car since i trust a mechanic i found a few yrs ago