Well for one thing my wife and I were headed on a cruise the end of May , Cancelled ! I am (maybe) thinking of retiring this Fall .... still out on that one ! Usually go to Jersey shore (Cape May) for 2 weeks during the summer meeting the kids and grand kids , now not so sure . 401K is like a roller coaster , slightly unhinged on that one . The sky isn't falling but it is cloudy ..... just sayin ! Thoughts ?